Top 3 Reasons To Buy A Home In Winter


As 2016 comes to a close, it will be known as the rebound year that put us back to pre-crash levels.  Prices today are the same as those in 2007. Inventory is low and people are submitting multiple offers on the same house.  Don’t believe me?  Ask the 80 visitors who swamped an open house on a stormy and windy day.

 Prices are on an upswing and have been for some time.  If you ever considered moving up or shaking things up, remember that the National Association of Realtors reported that the median home price went up by 6.2% in 2015, and we are on track to hit similar numbers in 2016.

Here are 3 reasons to make the move now:

Sellers Are Willing To Work With You

Sellers who have had their homes on the market for some time are ready and willing to work with a buyer.  You are more likely to get a great deal on unique properties or hard to sell properties during the winter months. Sellers may also agree to repairs, improvements, or a greater share of the closing costs to motivate buyers.

Not to mention that prices sometimes soften during cooler months because of seasonal market shifts.  On average, homes sit on the market for more days in winter and early spring. Less volume also means your loan turnaround may be shorter now that loan officers have less on their plate.

Inventory Is Still Low, But Predictions Are High

Despite a hot year, people are still eager to buy just out of lack of options. Homes have appreciated dramatically and we saw an increase in median home prices in 2015.  The National Association of Realtors predicted close to a 7% increase for 2016.  According to these predictions, it makes sense that buying now would result in a chance for positive equity the following year.  People keep repeating that they are waiting for a better time to buy, but in doing so, they are missing the bus.

Interest Rates Have Climbed

For the first time in a long time, interest rates went up.  The increase means that your money will lose buying power.  Even a half percentage point is enough to push a family’s monthly mortgage beyond their comfort zone.  Locking in a low rate (and rates are still much lower than pre-bust levels) is a smart step to take while you can.

On the bright side, interest rates tend to rise when unemployment is low and the market is healthy, meaning that if you wait, you will have some serious competition come summer.   Unemployment is now 4.6% and wages are rising, bringing more possible buyers to the marketplace.

Don’t Be Left Out

Everyone is always waiting for the “perfect” time to buy or sell.  It’s a sad myth that is repeated by people who don’t know real estate.  The National Association of Realtors has feverishly charted the market for many years, and data show that prices have increased, interest rates have climbed, and home prices are on a predicted and steady rise.  What more can we say, are you missing the bus?


This article was written by Cynthia Mittleider, a 25-year veteran of the N. California real estate market and long-time resident. If you have any real estate needs, whether just a simple question or the need for a full service Realtor, don’t hesitate to ask. Contact Cynthia

Just Listed: Cameron Park Retreat!


A rare opportunity to own a home with built-in equity. Quietly nestled on a large private quarter-acre lot. This spacious 3 bedroom, 3 bath home is filled with beautiful light from large windows in every room to enjoy the best of the Foothills. Enjoy scenic views from the private patio overlooking tree-tops and seasonal greenery like peach blossoms and mountain laurels. This is a must see for those seeking a quiet retreat in the heart of Cameron Park.- Cynthia Mittleider (CalBRE#01275965)


How Drought Affects Our Majestic Heritage Oaks in Folsom, CA


Have you ever wondered why a 100-year old Heritage Oak suddenly cracks in half?

The Sacramento Valley’s trees have been greatly impacted by the lack of water and are disappearing after centuries of existence. Trees as old as 100-years are suddenly dying, cracking, and causing damage to homes and property.

Sacramento is currently in one of the worst droughts in modern history, and to comply with cutbacks mandated by the state, many residents have stopped watering their plants, shrubs, and lawns.

In trying to comply, residents are forgetting that their large trees need water too.

Recently, it was discovered that one of the oldest heritage oaks in the Sacramento Valley resides in Folsom, CA on Cruickshank Drive in the Los Cerros neighborhood. These oaks are native to California and were planted by nature, not man.

Sacrament is known as the city of trees due to its abundance and variety of trees. We are situated along a large river basin which arborists say helps keep underground water abundant, which trees like. But with drought, those resources are dwindling and human intervention is needed to keep our trees healthy.

Large trees with deep roots do not require frequent watering but instead intermittent deep soakings that will reach their deep root systems according to the Arbor Day Foundation. They suggest slowly watering or using a drip system for deep soaking.

To water a large tree (16inch Diameter or more) its recommended to water four locations around the tree hoping to penetrate at least a foot deep into the ground. With time, some trees eventually grow roots closer to the surface and adapt to environmental changes. But for our majestic oaks, intervention is key, they  deserve to be here for generations to come.

I’m not an arborist but I love trees and the Sacramento Vally boasts the largest community of trees in any metropolitan area.

To do my part, I invite you to contact me at (916) 337-4989 for free local tree vouchers to enrich your home for years to come.


Jack’s Oak in Jack London State Historic Park

This article was written by Cynthia Mittleider, a 25-year veteran of the Folsom real estate market and long-time resident. If you have any real estate needs, whether just a simple question or the need for a full service Realtor, don’t hesitate to ask. Contact Cynthia