Sold Sold Sold

6430 Templeton Dr., Carmichael, CA


Presented By:

Cynthia Mittleider

Associate Broker
Remax Gold
Licensed In: CA
License #: 01275965

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$ Click for current price
3 BEDROOMS | 2 full baths BATHROOMS | 1134 SqFt

This Light, Bright and Charming home I Listed in Carmichael just SOLD for more than asking price after receiving Multiple Offers!

In today’s competitive market, you need someone who can help you make the most of your home’s value and that is what I am here to do for my clients. Alternatively if you are looking to buy a home in this fast paced environement, you need an Agent with savvy tools to get your offer to the top of the stack and help you beat-out the others. I have been helping people Buy and Sell homes for over 25 years so I have seen it all and have the strategies you need to make your real estate goals a reality.

Let’s chat today about your needs and how I can help!

Top 3 Reasons To Buy A Home In Winter


As 2016 comes to a close, it will be known as the rebound year that put us back to pre-crash levels.  Prices today are the same as those in 2007. Inventory is low and people are submitting multiple offers on the same house.  Don’t believe me?  Ask the 80 visitors who swamped an open house on a stormy and windy day.

 Prices are on an upswing and have been for some time.  If you ever considered moving up or shaking things up, remember that the National Association of Realtors reported that the median home price went up by 6.2% in 2015, and we are on track to hit similar numbers in 2016.

Here are 3 reasons to make the move now:

Sellers Are Willing To Work With You

Sellers who have had their homes on the market for some time are ready and willing to work with a buyer.  You are more likely to get a great deal on unique properties or hard to sell properties during the winter months. Sellers may also agree to repairs, improvements, or a greater share of the closing costs to motivate buyers.

Not to mention that prices sometimes soften during cooler months because of seasonal market shifts.  On average, homes sit on the market for more days in winter and early spring. Less volume also means your loan turnaround may be shorter now that loan officers have less on their plate.

Inventory Is Still Low, But Predictions Are High

Despite a hot year, people are still eager to buy just out of lack of options. Homes have appreciated dramatically and we saw an increase in median home prices in 2015.  The National Association of Realtors predicted close to a 7% increase for 2016.  According to these predictions, it makes sense that buying now would result in a chance for positive equity the following year.  People keep repeating that they are waiting for a better time to buy, but in doing so, they are missing the bus.

Interest Rates Have Climbed

For the first time in a long time, interest rates went up.  The increase means that your money will lose buying power.  Even a half percentage point is enough to push a family’s monthly mortgage beyond their comfort zone.  Locking in a low rate (and rates are still much lower than pre-bust levels) is a smart step to take while you can.

On the bright side, interest rates tend to rise when unemployment is low and the market is healthy, meaning that if you wait, you will have some serious competition come summer.   Unemployment is now 4.6% and wages are rising, bringing more possible buyers to the marketplace.

Don’t Be Left Out

Everyone is always waiting for the “perfect” time to buy or sell.  It’s a sad myth that is repeated by people who don’t know real estate.  The National Association of Realtors has feverishly charted the market for many years, and data show that prices have increased, interest rates have climbed, and home prices are on a predicted and steady rise.  What more can we say, are you missing the bus?


This article was written by Cynthia Mittleider, a 25-year veteran of the N. California real estate market and long-time resident. If you have any real estate needs, whether just a simple question or the need for a full service Realtor, don’t hesitate to ask. Contact Cynthia

Just Listed: El Dorado Hills Beauty!


Single story home in the heart of El Dorado Hills priced to sell. 3 Large bedrooms, 2 full baths, Formal Living and Dining Room. Separate family room with Fireplace. Master has outside access leading to the large backyard, perfect for entertaining. Built-in pool, covered patio, RV access. Park Village is conveniently located by schools, shopping and freeway access. Priced to sell, don’t wait! (CalBRE#01275965)


Prop 60 / 90 Benefits for the 55+ In El Dorado County


El Dorado County’s PROP 60/90 now allows homeowners the chance to buy a replacement home while still preserving their original lower base year. PROP 60 means you will be taxed on the original property’s value despite acquiring a new home and being subject to a re-assessment.

Sometimes known as the “Empty Nester” provision, it allows residents to relocate without the consequences of losing their older base value. The provision also extends to the permanently disabled as PROP 110 offers similar benefits. Disabled Vets are also included as one of the qualifying groups.

Ordinances like Prop 60/90/110 are meant to enhance the lives of those who are able to take advantage of their benefits. As we age, our needs may change, causing us to have to relocate to meet our new lifestyle or health needs.  It’s great to know that residents of El Dorado County can now do so without being penalized.

To Qualify, Residents Must Meet The Following Requirements:

  • One of the property owners must be at least 55 years old or be permanently disabled.
  • The original residence must have a qualifying Homeowner’s Exemption or Disabled Vet Exemption.
  • The sale of the original residence and the purchase of the replacement residence must both occur within a two-year period at/or below the fair market value.
  • New construction homes may qualify if certain conditions are met.
  • Lastly, you must apply for the transfer and pay any applicable fees.  Currently, applications for transfers within the county of El Dorado will not be charged a fee.

There are many benefits to Prop 60/90, but this ordinance was written to include little flexibility when applied, and must be done so correctly. Common mistakes include acquiring the replacement residence first, going above the fair market value, or simply not meeting the age and residence requirements.

This ordinance may also be moved into neighboring counties, provided that county has passed an ordinance allowing the transfer. Preserving your base year will undoubtedly become a valuable asset come tax time and for years to come. So, if you ever wanted to relocate to a newer home, now is the time.


For further information, please reach out to the El Dorado County Assessor or Realtor Cynthia Mittleider at (916) 337-4989. Contact Cynthia


Disclaimer: Agent is not a county representative and is not giving legal advice. Information is deemed reliable but has not been verified. 


Just Listed: Cameron Park Retreat!


A rare opportunity to own a home with built-in equity. Quietly nestled on a large private quarter-acre lot. This spacious 3 bedroom, 3 bath home is filled with beautiful light from large windows in every room to enjoy the best of the Foothills. Enjoy scenic views from the private patio overlooking tree-tops and seasonal greenery like peach blossoms and mountain laurels. This is a must see for those seeking a quiet retreat in the heart of Cameron Park.- Cynthia Mittleider (CalBRE#01275965)


Mikuni Sushi Comes To Folsom


Mikuni Sushi Comes to Folsom

Mikuni has opened a new location in the heart of Folsom. The newest addition to their wildly popular sushi chain. It features a dynamic menu with  old favorites and some new tastes unique to Folsom. So skip the trip down to mid-town, Folsom now boasts great sushi and Japanese cuisine.

The new location is conveniently located off East Bidwell and I-50 on Placerville Rd. The look and feel of the restaurant fits perfectly into the outdoorsy vibe of Folsom with plentiful outdoor dining and cool earth-tone decor.

The Mikuni family chose Folsom because it’s continually ranked as one of the best places for families, and ranks as one of America’s 50 Best Cities to Live In by 24/7 Wall Street. All great signs of Folsom’s red-hot housing market with many young professionals and families wanting to move in.

Any longtime resident will tell you that Folsom has grown into a little metropolis with fine dining, shopping, and theatre. A great place to live and raise a family. The look and feel of a big city, without losing that small town charm.

So the next time you catch a show at the Harris Center for the Arts, stop by Mikuni’s and enjoy the best of California, now conveniently located right here in town.


How Drought Affects Our Majestic Heritage Oaks in Folsom, CA


Have you ever wondered why a 100-year old Heritage Oak suddenly cracks in half?

The Sacramento Valley’s trees have been greatly impacted by the lack of water and are disappearing after centuries of existence. Trees as old as 100-years are suddenly dying, cracking, and causing damage to homes and property.

Sacramento is currently in one of the worst droughts in modern history, and to comply with cutbacks mandated by the state, many residents have stopped watering their plants, shrubs, and lawns.

In trying to comply, residents are forgetting that their large trees need water too.

Recently, it was discovered that one of the oldest heritage oaks in the Sacramento Valley resides in Folsom, CA on Cruickshank Drive in the Los Cerros neighborhood. These oaks are native to California and were planted by nature, not man.

Sacrament is known as the city of trees due to its abundance and variety of trees. We are situated along a large river basin which arborists say helps keep underground water abundant, which trees like. But with drought, those resources are dwindling and human intervention is needed to keep our trees healthy.

Large trees with deep roots do not require frequent watering but instead intermittent deep soakings that will reach their deep root systems according to the Arbor Day Foundation. They suggest slowly watering or using a drip system for deep soaking.

To water a large tree (16inch Diameter or more) its recommended to water four locations around the tree hoping to penetrate at least a foot deep into the ground. With time, some trees eventually grow roots closer to the surface and adapt to environmental changes. But for our majestic oaks, intervention is key, they  deserve to be here for generations to come.

I’m not an arborist but I love trees and the Sacramento Vally boasts the largest community of trees in any metropolitan area.

To do my part, I invite you to contact me at (916) 337-4989 for free local tree vouchers to enrich your home for years to come.


Jack’s Oak in Jack London State Historic Park

This article was written by Cynthia Mittleider, a 25-year veteran of the Folsom real estate market and long-time resident. If you have any real estate needs, whether just a simple question or the need for a full service Realtor, don’t hesitate to ask. Contact Cynthia